Your partner in navigating a changing landscape

Who we are

We are a team of experts in banking, regulation, and data science. Our mission is to transform banking by integrating technology-driven, regulatory-compliant solutions that help manage risk, meet regulatory challenges, drive growth, and improve efficiency.

What we stand for

Our purpose is to help our clients navigate technological and regulatory changes with confidence.

We believe in smart solutions—powerful and robust but never more complicated than they need to be. Our people are driven to deliver real results and are committed to honesty, integrity, and transparency—with our clients, partners, and ourselves.

What we do

  • Banks face increasing regulatory scrutiny on capital requirements, risk models, and compliance. We help develop, validate, and optimise risk models to meet IRB, IFRS 9, ICAAP, and CRR 3 standards.

    Our expertise spans risk strategy, model governance, data preparation, model development, risk analytics, capital optimisation, and regulatory reporting.

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  • Sustainability and climate risk are becoming central to regulation. We help financial institutions integrate ESG risks into their risk management frameworks and comply with evolving regulatory expectations such as CSRD and ECB/EBA guidelines.

    Our expertise includes ESG risk modelling, regulatory reporting, and climate risk integration—ensuring banks meet compliance requirements while building sustainable and resilient businesses.

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Our clients

We partner with financial institutions navigating risk, compliance, and ESG challenges.

With experience with 15+ IRB-accredited banks across 10+ countries, we bring industry knowledge, an understanding of regulatory expectations, and insights into what truly works in practice.

From global banks to niche financial institutions, we help clients at every stage—whether securing IRB accreditation, optimising risk models, or aligning with ESG and regulatory expectations.


Why SDH? Professional services, redefined

At SDH, we combine technical expertise, hands-on experience and regulatory insight to deliver solutions that work in practice—not just on paper. We operate differently from traditional consultancies, and here’s why:

  • We are not Big 4

    We are problem-solvers, not PowerPoint creators. We don’t believe in consulting that stops at conceptual design or project management. Our work is hands-on, technical, and built for execution—because a job isn’t done until the solution actually works in practice.

    We don’t provide consultants with surface-level knowledge. We provide experts who get results.

  • We are not a data start-up

    Data science alone won’t solve banking challenges. The real impact comes from combining technical expertise with deep industry and regulatory knowledge.

    We don’t just develop models or prepare reports—we design solutions that work in practice and stand the test of audits, regulatory inspections, and real-world use.

  • We are not a temp agency

    We don’t just fill resource gaps—we lead projects, drive strategy, and deliver results.

    Our experts don’t just follow instructions—they set direction, solve problems, and take ownership of complex regulatory and risk modelling initiatives. Banks rely on us not only for execution but also for leadership in risk-model development, validation, and compliance strategy.

Contact us

info@sdh.eu

Mergenthalerallee 15-21 | 65760 | Eschborn | Germany