Our Team

Elizaveta Kondrashova

Elizaveta has led ESG strategy, risk management, and regulatory reporting initiatives alongside extensive work in IRB model development, validation, and regulatory approvals across 10+ European countries. With hands-on experience in ECB inspections, she helps banks navigate regulatory requirements and strengthen their risk frameworks.

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Iosif Izrailov

Iosif has led credit risk model development, validation, and remediation projects across 20+ engagements in 10+ European countries, supporting banks through regulatory approvals and supervisory interactions. With deep expertise in IRB, IFRS 9 and CRR3 requirements, he helps banks enhance risk models, optimise capital, and meet regulatory expectations.

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